Farmers Insurance

Farmers are especially vulnerable to losses and need to be suitably insured. Farmers insurance policies should be flexible and meet all the requirements of farmers in South Africa.

Over and above crop insurance farmers need cover for the following:

Vehicle Insurance

This includes insurance for the loss and damage of vehicles. Tow-in costs after a breakdown also need to be covered and so too should costly damages to tractor tyres.

Trauma Treatment

Farmers in South Africa are especially vulnerable to hijackings and farm attacks. Farmers insurance should cover treatment after such incidents or attempted incidents.

Passenger Liability

Employees traveling in an open vehicle on a farm should be covered in case of injury or death.

Irrigation Insurance

Farmers insurance should provide comprehensive cover for irrigation systems.

Labour Practice Liability

Labour laws are confusing and contraventions of these law (like in the case of an unfair dismissal) should be covered by an insurance policy.

Livestock Insurance

Guest House Insurance

Many farmers earn extra money from guest houses on their farms. Adequate insurance for this should be taken out.

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