function InsuranceType()
    {
        if(true == document.getElementById('Car').checked)
            {
                document.getElementById('tblCarInsurance').style.display="block";
            }
        else
            {
	            document.getElementById('tblCarInsurance').style.display="none";
            }
       
       if(true == document.getElementById('Home').checked)
            {
                document.getElementById('tblHomeInsurance').style.display="block";
            }
        else
            {
	            document.getElementById('tblHomeInsurance').style.display="none";
            }
       
        if(true == document.getElementById('Life').checked)
            {
                document.getElementById('tblLifeInsurance').style.display="block";
            }
        else
            {
	            document.getElementById('tblLifeInsurance').style.display="none";
            }
            
        if(true == document.getElementById('Business').checked)
            {
                document.getElementById('tblBusinessInsurance').style.display="block";
            }
        else
            {
	            document.getElementById('tblBusinessInsurance').style.display="none";
            }
            
        if(true == document.getElementById('Medical').checked)
            {
                document.getElementById('tblMedicalInsurance').style.display="block";
            }
        else
            {
	            document.getElementById('tblMedicalInsurance').style.display="none";
            }
        
        if(true == document.getElementById('Travel').checked)
            {
                document.getElementById('tblTravelInsurance').style.display="block";
            }
        else
            {
	            document.getElementById('tblTravelInsurance').style.display="none";
            }
    }
    
    function MedSubsidy()
        {
            if(true == document.getElementById('chbSubsidyYes').checked)
                {
                    document.getElementById('collapsetr1').style.display="block";
	                
                }
	         
           else
                {
	                document.getElementById('collapsetr1').style.display="none";
                }
        }
    function MedCurrentScheme()
        {
            if(true == document.getElementById('chbCurrentScheme').checked)
                {
                    document.getElementById('collapsetr2').style.display="block";
                    document.getElementById('collapsetr3').style.display="block";
                    document.getElementById('collapsetr4').style.display="block";
	                
                }
	         
           else
                {
	                document.getElementById('collapsetr2').style.display="none";
                    document.getElementById('collapsetr3').style.display="none";
                    document.getElementById('collapsetr4').style.display="none";
                }
        }
    function MedChronic()
        {
            if(true == document.getElementById('chbChronic').checked)
                {
                    document.getElementById('collapsetr5').style.display="block";
                    document.getElementById('collapsetr6').style.display="block";
                    document.getElementById('collapsetr7').style.display="block";
	                
                }
	         
           else
                {
	                document.getElementById('collapsetr5').style.display="none";
                    document.getElementById('collapsetr6').style.display="none";
                    document.getElementById('collapsetr7').style.display="none";
                }
        } 
        
    function MedOlder34()
        {
            if(true == document.getElementById('chbOlder34').checked)
                {
                    document.getElementById('collapsetr8').style.display="block";
                    
	                
                }
	         
           else
                {
	                document.getElementById('collapsetr8').style.display="none";
	                document.getElementById('collapsetr9').style.display="none";
	                document.getElementById('collapsetr10').style.display="none";
                    document.getElementById('collapsetr11').style.display="none";
                    document.getElementById('chbB42001').checked=false;
                    document.getElementById('chbPrevBelong').checked=false;
                }
        } 
   function MedB42001()
        {
            if(true == document.getElementById('chbB42001').checked)
                {
                    document.getElementById('collapsetr9').style.display="block";
	                
                }
	         
           else
                {
	                document.getElementById('collapsetr9').style.display="none";
	                document.getElementById('collapsetr10').style.display="none";
                    document.getElementById('collapsetr11').style.display="none";
                    document.getElementById('chbPrevBelong').checked=false;
                }
        } 
        
    function MedPrevBelong()
        {
            if(true == document.getElementById('chbPrevBelong').checked)
                {
                    document.getElementById('collapsetr10').style.display="block";
                    document.getElementById('collapsetr11').style.display="block";
	                
                }
	         
           else
                {
	                document.getElementById('collapsetr10').style.display="none";
                    document.getElementById('collapsetr11').style.display="none";
                }
        }
             
    function Validate()
        {
            if(document.getElementById('ddlTitle').value=="0")
                {
                    alert("Please select a title");
                    document.getElementById('ddlTitle').focus();
                    return false;
                } 
            if(document.getElementById('txtName').value=="")
                {
                    alert("Please fill in your name");
                    document.getElementById('txtName').focus();
                    return false;
                }
            if(document.getElementById('txtSurname').value=="")
                {
                    alert("Please fill in your surname");
                    document.getElementById('txtSurname').focus();
                    return false;
                }
            if(document.getElementById('txtDOBDay').value=="")
                {
                    alert("Please fill in the day of the month that you were born");
                    document.getElementById('txtDOBDay').focus();
                    return false;
                }
            if((document.getElementById('txtDOBDay').value > 31) || (document.getElementById('txtDOBDay').value <= 0))
                {
                    alert("Please fill in the correct day of the month on which you were born");
                    document.getElementById('txtDOBDay').focus();
                    return false;
                }    
            if((document.getElementById('txtDOBMonth').value=="") || (document.getElementById('txtDOBMonth').value.length<1))
                {
                    alert("Please fill in the month that you were born");
                    document.getElementById('txtDOBMonth').focus();
                    return false;
                }
            if((document.getElementById('txtDOBMonth').value > 12) || (document.getElementById('txtDOBMonth').value <= 0))
                {
                    alert("Please fill in the correct month on which you were born");
                    document.getElementById('txtDOBMonth').focus();
                    return false;
                }
            if((document.getElementById('txtDOBYear').value=="") || (document.getElementById('txtDOBYear').value.length<4))
                {
                    alert("Please fill in the year that you were born");
                    document.getElementById('txtDOBYear').focus();
                    return false;
                }
            if(document.getElementById('txtDOBYear').value < 1754)
                {
                    alert("Please fill in the CORRECT year that you were born");
                    document.getElementById('txtDOBYear').focus();
                    return false;
                }    
            if(document.getElementById('ddlGender').value=="0")
                {
                    alert("Please select your gender");
                    document.getElementById('ddlGender').focus();
                    return false;
                } 
            if(document.getElementById('ddlLanguage').value=="0")
                {
                    alert("Please select a language");
                    document.getElementById('ddlLanguage').focus();
                    return false;
                }   
            if(document.getElementById('ddlMarital').value=="0")
                {
                    alert("Please select your marriage status");
                    document.getElementById('ddlMarital').focus();
                    return false;
                } 
           if(document.getElementById('ddlIncome').value=="0")
                {
                    alert("Please fill in your monthly household income");
                    document.getElementById('ddlIncome').focus();
                    return false;
                } 
           if(document.getElementById('txtOccupation').value=="")
                {
                    alert("Please fill in your occupation");
                    document.getElementById('txtOccupation').focus();
                    return false;
                }
           if(document.getElementById('ddlEducation').value=="0")
                {
                    alert("Please select your level of education");
                    document.getElementById('ddlEducation').focus();
                    return false;
                }             
            if(document.getElementById('ddlProvince').value=="0")
                {
                    alert("Please select your province");
                    document.getElementById('ddlProvince').focus();
                    return false;
                }
            if(document.getElementById('ddlCity').value=="0")
                {
                    alert("Please select your city");
                    document.getElementById('ddlCity').focus();
                    return false;
                }      
            if(document.getElementById('txtContactTel').value=="")
                {
                    alert("Please fill in a contact telephone number");
                    document.getElementById('txtContactTel').focus();
                    return false;
                }
            
            if(document.getElementById('txtEmail') != null)
            {
            var reg = /^([A-Za-z0-9_\-\.])+\@([A-Za-z0-9_\-\.])+\.([A-Za-z]{2,4})$/;
            var address = document.getElementById('txtEmail').value;
            if(reg.test(address)==false)
                {
                    alert("Please fill in a valid email address");
                    document.getElementById('txtEmail').focus();
                    return false;
                }
            }    
                
                
            if(true == document.getElementById('Car').checked)
                {
	            if(document.getElementById('ddlCarYear').value=="0")
                    {
                        alert("Please select a car model year");
                        document.getElementById('ddlCarYear').focus();
                        return false;
                    }
                if(document.getElementById('ddlSoundSystem').value=="0")
                    {
                        alert("Please select the value of the car's sound system");
                        document.getElementById('ddlSoundSystem').focus();
                        return false;
                    } 
                if(document.getElementById('ddlCarClaimFreeYears').value=="0")
                    {
                        alert("Please indicate your number of claim-free years");
                        document.getElementById('ddlCarClaimFreeYears').focus();
                        return false;
                    } 
                if(document.getElementById('ddlCarTypeCover').value=="0")
                    {
                        alert("Please select the type of cover you require");
                        document.getElementById('ddlCarTypeCover').focus();
                        return false;
                    }  
                if(document.getElementById('ddlParking').value=="0")
                    {
                        alert("Please indicate the type of overnight parking available");
                        document.getElementById('ddlParking').focus();
                        return false;
                    }
                if(document.getElementById('ddlVehicleUse').value=="0")
                    {
                        alert("Please indicate what the use of the vehicle will be");
                        document.getElementById('ddlVehicleUse').focus();
                        return false;
                    }
                if(document.getElementById('ddlCarCurrentlyInsured').value=="0")
                    {
                        alert("Please indicate whether the vehicle is currently insured");
                        document.getElementById('ddlCarCurrentlyInsured').focus();
                        return false;
                    }
                if(document.getElementById('ddlCarCurrentlyInsured').value=="1")
                    { 
                        if(document.getElementById('ddlCarCurrentInsurer').value=="0")
                            {
                                alert("Please select the current insurance company for the vehicle");
                                document.getElementById('ddlCarCurrentInsurer').focus();
                                return false;
                            } 
                    }
                }
            if(true == document.getElementById('Home').checked)
                {
	                if(document.getElementById('ddlHomeTypeCover').value=="0")
                    {
                        alert("Please select the type of cover required");
                        document.getElementById('ddlHomeTypeCover').focus();
                        return false;
                    }
	                
                    if(document.getElementById('ddlHomeTypeCover').value=="1")
                    {
                        if(document.getElementById('ddlBuildingValue').value=="0")
                        {
                            alert("Please select the value of the building");
                            document.getElementById('ddlBuildingValue').focus();
                            return false;
                        }
                    }
                    if(document.getElementById('ddlHomeTypeCover').value=="2")
                    {
                        if(document.getElementById('ddlContentsValue').value=="0")
                        {
                            alert("Please select the value of the contents");
                            document.getElementById('ddlContentsValue').focus();
                            return false;
                        }
                    }
                    if(document.getElementById('ddlHomeTypeCover').value=="3")
                    {
                        if(document.getElementById('ddlBuildingValue').value=="0")
                        {
                            alert("Please select the value of the building");
                            document.getElementById('ddlBuildingValue').focus();
                            return false;
                        }
                        if(document.getElementById('ddlContentsValue').value=="0")
                        {
                            alert("Please select the value of the contents");
                            document.getElementById('ddlContentsValue').focus();
                            return false;
                        }
                    }
                    if((document.getElementById('txtHomeMoveMonth').value=="") || (document.getElementById('txtHomeMoveMonth').value.length<1))
                    {
                        alert("Please fill in the month that you moved in");
                        document.getElementById('txtHomeMoveMonth').focus();
                        return false;
                    }
                    if((document.getElementById('txtHomeMoveMonth').value > 12) || (document.getElementById('txtHomeMoveMonth').value <= 0))
                    {
                        alert("Please fill in the correct month that you moved in");
                        document.getElementById('txtHomeMoveMonth').focus();
                        return false;
                    }
                    if((document.getElementById('txtHomeMoveYear').value=="") || (document.getElementById('txtHomeMoveYear').value.length<4))
                    {
                        alert("Please fill in the year that you moved in");
                        document.getElementById('txtHomeMoveYear').focus();
                        return false;
                    }
                    if(document.getElementById('ddlBurglary').value=="0")
                    {
                        alert("Please indicate whether you have suffered a burglary");
                        document.getElementById('ddlBurglary').focus();
                        return false;
                    }
                    if(document.getElementById('ddlAlarm').value=="0")
                    {
                        alert("Please indicate whether you have an alarm");
                        document.getElementById('ddlAlarm').focus();
                        return false;
                    }
                    if(document.getElementById('ddlHomeCurrentlyInsured').value=="0")
                    {
                        alert("Please indicate whether your home is currently insured");
                        document.getElementById('ddlHomeCurrentlyInsured').focus();
                        return false;
                    }
                    if(document.getElementById('ddlHomeCurrentlyInsured').value=="1")
                    { 
                        if(document.getElementById('ddlHomeCurrentInsurer').value=="0")
                            {
                                alert("Please select the current insurance company");
                                document.getElementById('ddlHomeCurrentInsurer').focus();
                                return false;
                            } 
                    }  
                }
	       
            if(true == document.getElementById('Life').checked)
                {
	                if(document.getElementById('ddlSmoker').value=="0")
                    {
                        alert("Please indicate whether you are a smoker or not");
                        document.getElementById('ddlSmoker').focus();
                        return false;
                    }
                    if(document.getElementById('ddlLifeType').value=="0")
                    {
                        alert("Please select the type of policy");
                        document.getElementById('ddlLifeType').focus();
                        return false;
                    }   
                    if(document.getElementById('ddlLifeAmount').value=="0")
                    {
                        alert("Please select the amount of cover you require");
                        document.getElementById('ddlLifeAmount').focus();
                        return false;
                    }
                }
	            
            if(true == document.getElementById('Business').checked)
                {
	                if(document.getElementById('txtBusBusinessType').value=="")
                    {
                        alert("Please indicate the type of business");
                        document.getElementById('txtBusBusinessType').focus();
                        return false;
                    }
                    if(document.getElementById('ddlBusTypeCover').value=="0")
                    {
                        alert("Please select the type of cover required");
                        document.getElementById('ddlBusTypeCover').focus();
                        return false;
                    }
                    if(document.getElementById('ddlBusCurrentlyInsured').value=="0")
                    {
                        alert("Please indicate whether the business is currently insured");
                        document.getElementById('ddlBusCurrentlyInsured').focus();
                        return false;
                    }
                    if(document.getElementById('ddlBusCurrentlyInsured').value=="1")
                    { 
                        if(document.getElementById('ddlBusInsurer').value=="0")
                            {
                                alert("Please select the current insurance company");
                                document.getElementById('ddlBusInsurer').focus();
                                return false;
                            } 
                    }
                }
	            
            if(true == document.getElementById('Medical').checked)
                {
	                if(document.getElementById('ddlMedSchemeType').value=="0")
                    {
                        alert("Please select the type of scheme in which you are interested");
                        document.getElementById('ddlMedSchemeType').focus();
                        return false;
                    }  
                    if(document.getElementById('ddlMedSector').value=="0")
                    {
                        alert("Please select the sector in which you are employed");
                        document.getElementById('ddlMedSector').focus();
                        return false;
                    }   
                    if(document.getElementById('chbSubsidyYes').checked==true)
                    {
                        if(document.getElementById('txtSubsidyPercentage').value=="")
                            {
                                alert("Please fill in the subsidy percentage");
                                document.getElementById('txtSubsidyPercentage').focus();
                                return false;
                            }
	                
                    }
                    if(document.getElementById('chbCurrentScheme').checked==true)
                    {
                        if(document.getElementById('ddlCurrentMedicalScheme').value=="0")
                            {
                                alert("Please select your current medical scheme");
                                document.getElementById('ddlCurrentMedicalScheme').focus();
                                return false;
                            }
	                
                        if(document.getElementById('txtPremium').value=="")
                            {
                                alert("Please fill in your current monthly premium");
                                document.getElementById('txtPremium').focus();
                                return false;
                            }
                        if(document.getElementById('ddlCurrentSchemeType').value=="0")
                            {
                                alert("Please select your current scheme type");
                                document.getElementById('ddlCurrentSchemeType').focus();
                                return false;
                            }
	                
                    }
	            
                    if(document.getElementById('chbChronic').checked==true)
                    {
                        if(document.getElementById('txtChronicCost').value=="")
                            {
                                alert("Please fill in the total monthly cost of the chronic medication");
                                document.getElementById('txtChronicCost').focus();
                                return false;
                            }
                       if(document.getElementById('txtChronicDetails').value=="")
                            {
                                alert("Please describe the chronic condition/s");
                                document.getElementById('txtChronicDetails').focus();
                                return false;
                            }
	                
                    }
                    if(document.getElementById('chbOlder34').checked==true)
                    {
                        if(document.getElementById('chbB42001').checked==true)
                            {
                            if(document.getElementById('chbPrevBelong').checked==true)
                                {
                                    if(document.getElementById('ddlPreviousYears').value=="0")
                                        {
                                            alert("Please indicate how many years you have belonged to any medical scheme as an adult");
                                            document.getElementById('ddlPreviousYears').focus();
                                            return false;
                                        }
                                    if(document.getElementById('txtPreviousScheme').value=="")
                                        {
                                            alert("Please list the scheme/s to which you have belonged");
                                            document.getElementById('txtPreviousScheme').focus();
                                            return false;
                                        }
                                }
                            }
                    }
                }
	        
            if(true == document.getElementById('Travel').checked)
                {
	                if(document.getElementById('ddlTravelDeparture').value=="0")
                    {
                        alert("Please select your point of departure");
                        document.getElementById('ddlTravelDeparture').focus();
                        return false;
                    }
                    if(document.getElementById('ddlTravelDestination').value=="0")
                    {
                        alert("Please select your destination city");
                        document.getElementById('ddlTravelDestination').focus();
                        return false;
                    }
                    if(document.getElementById('ddlTravelCover').value=="0")
                    {
                        alert("Please select the type of cover you require");
                        document.getElementById('ddlTravelCover').focus();
                        return false;
                    }
                
                    if(document.getElementById('txtPolicyStartDay').value=="")
                    {
                        alert("Please fill in the day on which the policy is to start");
                        document.getElementById('txtPolicyStartDay').focus();
                        return false;
                    }
                    if((document.getElementById('txtPolicyStartDay').value > 31) || (document.getElementById('txtPolicyStartDay').value <= 0))
                    {
                        alert("Please fill in the correct day of the month");
                        document.getElementById('txtPolicyStartDay').focus();
                        return false;
                    }    
                    if((document.getElementById('txtPolicyStartMonth').value=="") || (document.getElementById('txtPolicyStartMonth').value.length<1))
                    {
                        alert("Please fill in the month on which the policy is to start");
                        document.getElementById('txtPolicyStartMonth').focus();
                        return false;
                    }
                    if((document.getElementById('txtPolicyStartMonth').value > 12) || (document.getElementById('txtPolicyStartMonth').value <= 0))
                    {
                        alert("Please fill in the correct month");
                        document.getElementById('txtPolicyStartMonth').focus();
                        return false;
                    }
                    if((document.getElementById('txtPolicyStartYear').value=="") || (document.getElementById('txtPolicyStartYear').value.length<4))
                    {
                        alert("Please fill in the year on which the policy is to start");
                        document.getElementById('txtPolicyStartYear').focus();
                        return false;
                    }
	                
                    if(document.getElementById('txtPolicyEndDay').value=="")
                    {
                        alert("Please fill in the day on which the policy is to end");
                        document.getElementById('txtPolicyEndDay').focus();
                        return false;
                    }
                    if((document.getElementById('txtPolicyEndDay').value > 31) || (document.getElementById('txtPolicyEndDay').value <= 0))
                    {
                        alert("Please fill in the correct day of the month");
                        document.getElementById('txtPolicyEndDay').focus();
                        return false;
                    }    
                    if((document.getElementById('txtPolicyEndMonth').value=="") || (document.getElementById('txtPolicyEndMonth').value.length<1))
                    {
                        alert("Please fill in the month on which the policy is to end");
                        document.getElementById('txtPolicyEndMonth').focus();
                        return false;
                    }
                    if((document.getElementById('txtPolicyEndMonth').value > 12) || (document.getElementById('txtPolicyEndMonth').value <= 0))
                    {
                        alert("Please fill in the correct month");
                        document.getElementById('txtPolicyEndMonth').focus();
                        return false;
                    }
                    if((document.getElementById('txtPolicyEndYear').value=="") || (document.getElementById('txtPolicyEndYear').value.length<4))
                    {
                        alert("Please fill in the year on which the policy is to end");
                        document.getElementById('txtPolicyEndYear').focus();
                        return false;
                    }
                }
            if((document.getElementById('Car').checked==false)&&(document.getElementById('Home').checked==false)&&(document.getElementById('Life').checked==false)&&(document.getElementById('Business').checked==false)&&(document.getElementById('Medical').checked==false)&&(document.getElementById('Travel').checked==false))
                {
                    alert("Please select an insurance type");
                    return false;
                }
            if(document.getElementById('chbDisclaimer').checked==false)
                {
                    alert("Please check the disclaimer checkbox.");
                    return false;
                }
            else 
                {
                    return true;
                }   
        }
        
        function CarValidate()
            {
                if(document.getElementById('ddlTitle').value=="0")
	                {
	                    alert("Please select a title");
	                    document.getElementById('ddlTitle').focus();
	                    return false;
	                }
                if(document.getElementById('txtName').value=="")
	                {
	                    alert("Please fill in your name");
	                    document.getElementById('txtName').focus();
	                    return false;
	                }
	            if(document.getElementById('txtSurname').value=="")
	                {
	                    alert("Please fill in your surname");
	                    document.getElementById('txtSurname').focus();
	                    return false;
	                }
	            if(document.getElementById('txtDOBDay').value=="")
	                {
	                    alert("Please fill in the day of the month that you were born");
	                    document.getElementById('txtDOBDay').focus();
	                    return false;
	                }
	            if((document.getElementById('txtDOBDay').value > 31) || (document.getElementById('txtDOBDay').value <= 0))
	                {
	                    alert("Please fill in the correct day of the month on which you were born");
	                    document.getElementById('txtDOBDay').focus();
	                    return false;
	                }    
	            if((document.getElementById('txtDOBMonth').value=="") || (document.getElementById('txtDOBMonth').value.length<1))
	                {
	                    alert("Please fill in the month that you were born");
	                    document.getElementById('txtDOBMonth').focus();
	                    return false;
	                }
	            if((document.getElementById('txtDOBMonth').value > 12) || (document.getElementById('txtDOBMonth').value <= 0))
	                {
	                    alert("Please fill in the correct month on which you were born");
	                    document.getElementById('txtDOBMonth').focus();
	                    return false;
	                }
	            if((document.getElementById('txtDOBYear').value=="") || (document.getElementById('txtDOBYear').value.length<4))
	                {
	                    alert("Please fill in the year that you were born");
	                    document.getElementById('txtDOBYear').focus();
	                    return false;
	                }
	            if(document.getElementById('txtDOBYear').value < 1754)
	                {
	                    alert("Please fill in the CORRECT year that you were born");
	                    document.getElementById('txtDOBYear').focus();
	                    return false;
	                } 
	            if(document.getElementById('ddlGender').value=="0")
	                {
	                    alert("Please select your gender");
	                    document.getElementById('ddlGender').focus();
	                    return false;
	                } 
	            if(document.getElementById('ddlLanguage').value=="0")
	                {
	                    alert("Please select a language");
	                    document.getElementById('ddlLanguage').focus();
	                    return false;
	                }
	            if(document.getElementById('ddlProvince').value=="0")
	                {
	                    alert("Please select your province");
	                    document.getElementById('ddlProvince').focus();
	                    return false;
	                }
	            if(document.getElementById('ddlCity').value=="0")
	                {
	                    alert("Please select your city");
	                    document.getElementById('ddlCity').focus();
	                    return false;
	                }
	            if(document.getElementById('txtSuburb').value=="")
	                {
	                    alert("Please fill in your suburb");
	                    document.getElementById('txtSuburb').focus();
	                    return false;
	                }   
	            if(document.getElementById('txtContactTel').value=="")
	                {
	                    alert("Please fill in a contact telephone number");
	                    document.getElementById('txtContactTel').focus();
	                    return false;
	                }
	            var reg = /^([A-Za-z0-9_\-\.])+\@([A-Za-z0-9_\-\.])+\.([A-Za-z]{2,4})$/;
                var address = document.getElementById('txtEmail').value;
	            if(reg.test(address)==false)
	                {
	                    alert("Please fill in a valid email address");
	                    document.getElementById('txtEmail').focus();
	                    return false;
	                } 
	            if(document.getElementById('ddlCarYear').value=="0")
	                {
	                    alert("Please select a car model year");
	                    document.getElementById('ddlCarYear').focus();
	                    return false;
	                }
	            if(document.getElementById('ddlSoundSystem').value=="0")
	                {
	                    alert("Please select the value of the car's sound system");
	                    document.getElementById('ddlSoundSystem').focus();
	                    return false;
	                } 
	            if(document.getElementById('ddlCarClaimFreeYears').value=="0")
	                {
	                    alert("Please indicate your number of claim-free years");
	                    document.getElementById('ddlCarClaimFreeYears').focus();
	                    return false;
	                } 
	            if(document.getElementById('ddlCarTypeCover').value=="0")
	                {
	                    alert("Please select the type of cover you require");
	                    document.getElementById('ddlCarTypeCover').focus();
	                    return false;
	                }  
	            if(document.getElementById('ddlParking').value=="0")
	                {
	                    alert("Please indicate the type of overnight parking available");
	                    document.getElementById('ddlParking').focus();
	                    return false;
	                }
	            if(document.getElementById('ddlVehicleUse').value=="0")
	                {
	                    alert("Please indicate what the use of the vehicle will be");
	                    document.getElementById('ddlVehicleUse').focus();
	                    return false;
	                }
	            if(document.getElementById('ddlCarCurrentlyInsured').value=="0")
	                {
	                    alert("Please indicate whether the vehicle is currently insured");
	                    document.getElementById('ddlCarCurrentlyInsured').focus();
	                    return false;
	                }
	            if(document.getElementById('ddlCarCurrentlyInsured').value=="1")
	                { 
	                    if(document.getElementById('ddlCarCurrentInsurer').value=="0")
	                        {
	                            alert("Please select the current insurance company for the vehicle");
	                            document.getElementById('ddlCarCurrentInsurer').focus();
	                            return false;
	                        } 
	                }
                if(document.getElementById('chbDisclaimer').checked==false)
                    {
                        alert("Please check the disclaimer checkbox.");
                        return false;
                    }
                    
	            else 
	                {
	                    return true;
	                }   
            } 
            
            
            function HomeValidate()
            {
                if(document.getElementById('ddlTitle').value=="0")
	                {
	                    alert("Please select a title");
	                    document.getElementById('ddlTitle').focus();
	                    return false;
	                } 
                if(document.getElementById('txtName').value=="")
	                {
	                    alert("Please fill in your name");
	                    document.getElementById('txtName').focus();
	                    return false;
	                }
	            if(document.getElementById('txtSurname').value=="")
	                {
	                    alert("Please fill in your surname");
	                    document.getElementById('txtSurname').focus();
	                    return false;
	                }
	            if(document.getElementById('txtDOBDay').value=="")
	                {
	                    alert("Please fill in the day of the month that you were born");
	                    document.getElementById('txtDOBDay').focus();
	                    return false;
	                }
	            if((document.getElementById('txtDOBDay').value > 31) || (document.getElementById('txtDOBDay').value <= 0))
	                {
	                    alert("Please fill in the correct day of the month on which you were born");
	                    document.getElementById('txtDOBDay').focus();
	                    return false;
	                }    
	            if((document.getElementById('txtDOBMonth').value=="") || (document.getElementById('txtDOBMonth').value.length<1))
	                {
	                    alert("Please fill in the month that you were born");
	                    document.getElementById('txtDOBMonth').focus();
	                    return false;
	                }
	            if((document.getElementById('txtDOBMonth').value > 12) || (document.getElementById('txtDOBMonth').value <= 0))
	                {
	                    alert("Please fill in the correct month on which you were born");
	                    document.getElementById('txtDOBMonth').focus();
	                    return false;
	                }
	            if((document.getElementById('txtDOBYear').value=="") || (document.getElementById('txtDOBYear').value.length<4))
	                {
	                    alert("Please fill in the year that you were born");
	                    document.getElementById('txtDOBYear').focus();
	                    return false;
	                }
	           if(document.getElementById('txtDOBYear').value < 1754)
	                {
	                    alert("Please fill in the CORRECT year that you were born");
	                    document.getElementById('txtDOBYear').focus();
	                    return false;
	                } 
	           if(document.getElementById('ddlLanguage').value=="0")
	                {
	                    alert("Please select a language");
	                    document.getElementById('ddlLanguage').focus();
	                    return false;
	                }       
	            if(document.getElementById('ddlProvince').value=="0")
	                {
	                    alert("Please select your province");
	                    document.getElementById('ddlProvince').focus();
	                    return false;
	                } 
	            if(document.getElementById('ddlCity').value=="0")
	                {
	                    alert("Please fill in your city");
	                    document.getElementById('ddlCity').focus();
	                    return false;
	                }
	            if(document.getElementById('txtSuburb').value=="")
	                {
	                    alert("Please fill in your suburb");
	                    document.getElementById('txtSuburb').focus();
	                    return false;
	                }
	            if(document.getElementById('txtContactTel').value=="")
	                {
	                    alert("Please fill in a contact telephone number");
	                    document.getElementById('txtContactTel').focus();
	                    return false;
	                }
	            var reg = /^([A-Za-z0-9_\-\.])+\@([A-Za-z0-9_\-\.])+\.([A-Za-z]{2,4})$/;
                var address = document.getElementById('txtEmail').value;
	            if(reg.test(address)==false)
	                {
	                    alert("Please fill in a valid email address");
	                    document.getElementById('txtEmail').focus();
	                    return false;
	                }
	            
	            
	            if(document.getElementById('ddlHomeTypeCover').value=="0")
	                {
	                    alert("Please select the type of cover required");
	                    document.getElementById('ddlHomeTypeCover').focus();
	                    return false;
	                }
	                
	            if(document.getElementById('ddlHomeTypeCover').value=="1")
	                {
	                    if(document.getElementById('ddlBuildingValue').value=="0")
	                    {
	                        alert("Please select the value of the building");
	                        document.getElementById('ddlBuildingValue').focus();
	                        return false;
	                    }
	                }
	            if(document.getElementById('ddlHomeTypeCover').value=="2")
	                {
	                    if(document.getElementById('ddlContentsValue').value=="0")
	                    {
	                        alert("Please select the value of the contents");
	                        document.getElementById('ddlContentsValue').focus();
	                        return false;
	                    }
	                }
	            if(document.getElementById('ddlHomeTypeCover').value=="3")
	                {
	                    if(document.getElementById('ddlBuildingValue').value=="0")
	                    {
	                        alert("Please select the value of the building");
	                        document.getElementById('ddlBuildingValue').focus();
	                        return false;
	                    }
	                    if(document.getElementById('ddlContentsValue').value=="0")
	                    {
	                        alert("Please select the value of the contents");
	                        document.getElementById('ddlContentsValue').focus();
	                        return false;
	                    }
	                }
	            if((document.getElementById('txtHomeMoveMonth').value=="") || (document.getElementById('txtHomeMoveMonth').value.length<1))
	                {
	                    alert("Please fill in the month that you moved in");
	                    document.getElementById('txtHomeMoveMonth').focus();
	                    return false;
	                }
	            if((document.getElementById('txtHomeMoveMonth').value > 12) || (document.getElementById('txtHomeMoveMonth').value <= 0))
	                {
	                    alert("Please fill in the correct month that you moved in");
	                    document.getElementById('txtHomeMoveMonth').focus();
	                    return false;
	                }
	            if((document.getElementById('txtHomeMoveYear').value=="") || (document.getElementById('txtHomeMoveYear').value.length<4))
	                {
	                    alert("Please fill in the year that you moved in");
	                    document.getElementById('txtHomeMoveYear').focus();
	                    return false;
	                }
	            if(document.getElementById('ddlBurglary').value=="0")
	                {
	                    alert("Please indicate whether you have suffered a burglary");
	                    document.getElementById('ddlBurglary').focus();
	                    return false;
	                }
	            if(document.getElementById('ddlAlarm').value=="0")
	                {
	                    alert("Please indicate whether you have an alarm");
	                    document.getElementById('ddlAlarm').focus();
	                    return false;
	                }
	            if(document.getElementById('ddlHomeCurrentlyInsured').value=="0")
	                {
	                    alert("Please indicate whether your home is currently insured");
	                    document.getElementById('ddlHomeCurrentlyInsured').focus();
	                    return false;
	                }
	            if(document.getElementById('ddlHomeCurrentlyInsured').value=="1")
	                { 
	                    if(document.getElementById('ddlHomeCurrentInsurer').value=="0")
	                        {
	                            alert("Please select the current insurance company");
	                            document.getElementById('ddlHomeCurrentInsurer').focus();
	                            return false;
	                        } 
	                }   
                if(document.getElementById('chbDisclaimer').checked==false)
	                {
	                    alert("Please check the disclaimer checkbox.");
	                    return false;
	                }
	            else 
	                {
	                    return true;
	                }   
            } 

function LifeValidate()
            {
                if(document.getElementById('ddlTitle').value=="0")
	                {
	                    alert("Please select a title");
	                    document.getElementById('ddlTitle').focus();
	                    return false;
	                } 
                if(document.getElementById('txtName').value=="")
	                {
	                    alert("Please fill in your name");
	                    document.getElementById('txtName').focus();
	                    return false;
	                }
	            if(document.getElementById('txtSurname').value=="")
	                {
	                    alert("Please fill in your surname");
	                    document.getElementById('txtSurname').focus();
	                    return false;
	                }
	            if(document.getElementById('txtDOBDay').value=="")
	                {
	                    alert("Please fill in the day of the month that you were born");
	                    document.getElementById('txtDOBDay').focus();
	                    return false;
	                }
	            if((document.getElementById('txtDOBDay').value > 31) || (document.getElementById('txtDOBDay').value <= 0))
	                {
	                    alert("Please fill in the correct day of the month on which you were born");
	                    document.getElementById('txtDOBDay').focus();
	                    return false;
	                }    
	            if((document.getElementById('txtDOBMonth').value=="") || (document.getElementById('txtDOBMonth').value.length<1))
	                {
	                    alert("Please fill in the month that you were born");
	                    document.getElementById('txtDOBMonth').focus();
	                    return false;
	                }
	            if((document.getElementById('txtDOBMonth').value > 12) || (document.getElementById('txtDOBMonth').value <= 0))
	                {
	                    alert("Please fill in the correct month on which you were born");
	                    document.getElementById('txtDOBMonth').focus();
	                    return false;
	                }
	            if((document.getElementById('txtDOBYear').value=="") || (document.getElementById('txtDOBYear').value.length<4))
	                {
	                    alert("Please fill in the year that you were born");
	                    document.getElementById('txtDOBYear').focus();
	                    return false;
	                }
	            if(document.getElementById('txtDOBYear').value < 1754)
	                {
	                    alert("Please fill in the CORRECT year that you were born");
	                    document.getElementById('txtDOBYear').focus();
	                    return false;
	                } 
	            if(document.getElementById('ddlGender').value=="0")
	                {
	                    alert("Please select your gender");
	                    document.getElementById('ddlGender').focus();
	                    return false;
	                } 
	            if(document.getElementById('ddlLanguage').value=="0")
	                {
	                    alert("Please select a language");
	                    document.getElementById('ddlLanguage').focus();
	                    return false;
	                }   
	            if(document.getElementById('ddlMarital').value=="0")
	                {
	                    alert("Please select your marriage status");
	                    document.getElementById('ddlMarital').focus();
	                    return false;
	                } 
	           if(document.getElementById('ddlIncome').value=="0")
	                {
	                    alert("Please fill in your monthly household income");
	                    document.getElementById('ddlIncome').focus();
	                    return false;
	                } 
	           if(document.getElementById('txtOccupation').value=="")
	                {
	                    alert("Please fill in your occupation");
	                    document.getElementById('txtOccupation').focus();
	                    return false;
	                }
	           if(document.getElementById('ddlEducation').value=="0")
	                {
	                    alert("Please select your level of education");
	                    document.getElementById('ddlEducation').focus();
	                    return false;
	                }             
	            if(document.getElementById('ddlProvince').value=="0")
	                {
	                    alert("Please select your province");
	                    document.getElementById('ddlProvince').focus();
	                    return false;
	                }
	            if(document.getElementById('ddlCity').value=="0")
	                {
	                    alert("Please select your city");
	                    document.getElementById('ddlCity').focus();
	                    return false;
	                }      
	            if(document.getElementById('txtContactTel').value=="")
	                {
	                    alert("Please fill in a contact telephone number");
	                    document.getElementById('txtContactTel').focus();
	                    return false;
	                }
	            var reg = /^([A-Za-z0-9_\-\.])+\@([A-Za-z0-9_\-\.])+\.([A-Za-z]{2,4})$/;
                var address = document.getElementById('txtEmail').value;
	            if(reg.test(address)==false)
	                {
	                    alert("Please fill in a valid email address");
	                    document.getElementById('txtEmail').focus();
	                    return false;
	                }
	            if(document.getElementById('ddlSmoker').value=="0")
	                {
	                    alert("Please indicate whether you are a smoker or not");
	                    document.getElementById('ddlSmoker').focus();
	                    return false;
	                }
	            if(document.getElementById('ddlLifeType').value=="0")
	                {
	                    alert("Please select the type of policy");
	                    document.getElementById('ddlLifeType').focus();
	                    return false;
	                }   
	            if(document.getElementById('ddlLifeAmount').value=="0")
	                {
	                    alert("Please select the amount of cover you require");
	                    document.getElementById('ddlLifeAmount').focus();
	                    return false;
	                }    
                if(document.getElementById('chbDisclaimer').checked==false)
	                {
	                    alert("Please check the disclaimer checkbox.");
	                    return false;
	                }
	            else 
	                {
	                    return true;
	                }   
            } 
            
            function BusinessValidate()
            {
                if(document.getElementById('ddlTitle').value=="0")
	                {
	                    alert("Please select a title");
	                    document.getElementById('ddlTitle').focus();
	                    return false;
	                } 
                if(document.getElementById('txtName').value=="")
	                {
	                    alert("Please fill in your name");
	                    document.getElementById('txtName').focus();
	                    return false;
	                }
	            if(document.getElementById('txtSurname').value=="")
	                {
	                    alert("Please fill in your surname");
	                    document.getElementById('txtSurname').focus();
	                    return false;
	                }
	            if(document.getElementById('txtDOBDay').value=="")
	                {
	                    alert("Please fill in the day of the month that you were born");
	                    document.getElementById('txtDOBDay').focus();
	                    return false;
	                }
	            if((document.getElementById('txtDOBDay').value > 31) || (document.getElementById('txtDOBDay').value <= 0))
	                {
	                    alert("Please fill in the correct day of the month on which you were born");
	                    document.getElementById('txtDOBDay').focus();
	                    return false;
	                }    
	            if((document.getElementById('txtDOBMonth').value=="") || (document.getElementById('txtDOBMonth').value.length<1))
	                {
	                    alert("Please fill in the month that you were born");
	                    document.getElementById('txtDOBMonth').focus();
	                    return false;
	                }
	            if((document.getElementById('txtDOBMonth').value > 12) || (document.getElementById('txtDOBMonth').value <= 0))
	                {
	                    alert("Please fill in the correct month on which you were born");
	                    document.getElementById('txtDOBMonth').focus();
	                    return false;
	                }
	            if((document.getElementById('txtDOBYear').value=="") || (document.getElementById('txtDOBYear').value.length<4))
	                {
	                    alert("Please fill in the year that you were born");
	                    document.getElementById('txtDOBYear').focus();
	                    return false;
	                }
	           if(document.getElementById('txtDOBYear').value < 1754)
	                {
	                    alert("Please fill in the CORRECT year that you were born");
	                    document.getElementById('txtDOBYear').focus();
	                    return false;
	                } 
	           if(document.getElementById('ddlLanguage').value=="0")
	                {
	                    alert("Please select a language");
	                    document.getElementById('ddlLanguage').focus();
	                    return false;
	                }       
	            if(document.getElementById('ddlProvince').value=="0")
	                {
	                    alert("Please select your province");
	                    document.getElementById('ddlProvince').focus();
	                    return false;
	                } 
	            if(document.getElementById('ddlCity').value=="0")
	                {
	                    alert("Please fill in your city");
	                    document.getElementById('ddlCity').focus();
	                    return false;
	                }
	            if(document.getElementById('txtSuburb').value=="")
	                {
	                    alert("Please fill in your suburb");
	                    document.getElementById('txtSuburb').focus();
	                    return false;
	                }
	            if(document.getElementById('txtContactTel').value=="")
	                {
	                    alert("Please fill in a contact telephone number");
	                    document.getElementById('txtContactTel').focus();
	                    return false;
	                }
	            var reg = /^([A-Za-z0-9_\-\.])+\@([A-Za-z0-9_\-\.])+\.([A-Za-z]{2,4})$/;
                var address = document.getElementById('txtEmail').value;
	            if(reg.test(address)==false)
	                {
	                    alert("Please fill in a valid email address");
	                    document.getElementById('txtEmail').focus();
	                    return false;
	                }
	            if(document.getElementById('txtBusBusinessType').value=="")
	                {
	                    alert("Please indicate the type of business");
	                    document.getElementById('txtBusBusinessType').focus();
	                    return false;
	                }
	            if(document.getElementById('ddlBusTypeCover').value=="0")
	                {
	                    alert("Please select the type of cover required");
	                    document.getElementById('ddlBusTypeCover').focus();
	                    return false;
	                }
	            if(document.getElementById('ddlBusCurrentlyInsured').value=="0")
	                {
	                    alert("Please indicate whether the business is currently insured");
	                    document.getElementById('ddlBusCurrentlyInsured').focus();
	                    return false;
	                }
	            if(document.getElementById('ddlBusCurrentlyInsured').value=="1")
	                { 
	                    if(document.getElementById('ddlBusInsurer').value=="0")
	                        {
	                            alert("Please select the current insurance company");
	                            document.getElementById('ddlBusInsurer').focus();
	                            return false;
	                        } 
	                }   
                if(document.getElementById('chbDisclaimer').checked==false)
	                {
	                    alert("Please check the disclaimer checkbox.");
	                    return false;
	                }
	            else 
	                {
	                    return true;
	                }   
            } 
            
            function TravelValidate()
            {
                if(document.getElementById('ddlTitle').value=="0")
	                {
	                    alert("Please select a title");
	                    document.getElementById('ddlTitle').focus();
	                    return false;
	                }
                if(document.getElementById('txtName').value=="")
	                {
	                    alert("Please fill in your name");
	                    document.getElementById('txtName').focus();
	                    return false;
	                }
	            if(document.getElementById('txtSurname').value=="")
	                {
	                    alert("Please fill in your surname");
	                    document.getElementById('txtSurname').focus();
	                    return false;
	                }
	            if(document.getElementById('txtDOBDay').value=="")
	                {
	                    alert("Please fill in the day of the month that you were born");
	                    document.getElementById('txtDOBDay').focus();
	                    return false;
	                }
	            if((document.getElementById('txtDOBDay').value > 31) || (document.getElementById('txtDOBDay').value <= 0))
	                {
	                    alert("Please fill in the correct day of the month on which you were born");
	                    document.getElementById('txtDOBDay').focus();
	                    return false;
	                }    
	            if((document.getElementById('txtDOBMonth').value=="") || (document.getElementById('txtDOBMonth').value.length<1))
	                {
	                    alert("Please fill in the month that you were born");
	                    document.getElementById('txtDOBMonth').focus();
	                    return false;
	                }
	            if((document.getElementById('txtDOBMonth').value > 12) || (document.getElementById('txtDOBMonth').value <= 0))
	                {
	                    alert("Please fill in the correct month on which you were born");
	                    document.getElementById('txtDOBMonth').focus();
	                    return false;
	                }
	            if((document.getElementById('txtDOBYear').value=="") || (document.getElementById('txtDOBYear').value.length<4))
	                {
	                    alert("Please fill in the year that you were born");
	                    document.getElementById('txtDOBYear').focus();
	                    return false;
	                }
	            if(document.getElementById('txtDOBYear').value < 1754)
	                {
	                    alert("Please fill in the CORRECT year that you were born");
	                    document.getElementById('txtDOBYear').focus();
	                    return false;
	                } 
	            if(document.getElementById('ddlLanguage').value=="0")
	                {
	                    alert("Please select a language");
	                    document.getElementById('ddlLanguage').focus();
	                    return false;
	                }
	            if(document.getElementById('ddlProvince').value=="0")
	                {
	                    alert("Please select your province");
	                    document.getElementById('ddlProvince').focus();
	                    return false;
	                }
	            if(document.getElementById('ddlCity').value=="0")
	                {
	                    alert("Please select your city");
	                    document.getElementById('ddlCity').focus();
	                    return false;
	                }
	            if(document.getElementById('txtContactTel').value=="")
	                {
	                    alert("Please fill in a contact telephone number");
	                    document.getElementById('txtContactTel').focus();
	                    return false;
	                }
	            var reg = /^([A-Za-z0-9_\-\.])+\@([A-Za-z0-9_\-\.])+\.([A-Za-z]{2,4})$/;
                var address = document.getElementById('txtEmail').value;
	            if(reg.test(address)==false)
	                {
	                    alert("Please fill in a valid email address");
	                    document.getElementById('txtEmail').focus();
	                    return false;
	                }
               if(document.getElementById('ddlTravelDeparture').value=="0")
                    {
                        alert("Please select your point of departure");
                        document.getElementById('ddlTravelDeparture').focus();
                        return false;
                    }
                if(document.getElementById('ddlTravelDestination').value=="0")
                    {
                        alert("Please select your destination city");
                        document.getElementById('ddlTravelDestination').focus();
                        return false;
                    }
                if(document.getElementById('ddlTravelCover').value=="0")
                    {
                        alert("Please select the type of cover you require");
                        document.getElementById('ddlTravelCover').focus();
                        return false;
                    }
                
	           if(document.getElementById('txtPolicyStartDay').value=="")
	                {
	                    alert("Please fill in the day on which the policy is to start");
	                    document.getElementById('txtPolicyStartDay').focus();
	                    return false;
	                }
	            if((document.getElementById('txtPolicyStartDay').value > 31) || (document.getElementById('txtPolicyStartDay').value <= 0))
	                {
	                    alert("Please fill in the correct day of the month");
	                    document.getElementById('txtPolicyStartDay').focus();
	                    return false;
	                }    
	            if((document.getElementById('txtPolicyStartMonth').value=="") || (document.getElementById('txtPolicyStartMonth').value.length<1))
	                {
	                    alert("Please fill in the month on which the policy is to start");
	                    document.getElementById('txtPolicyStartMonth').focus();
	                    return false;
	                }
	            if((document.getElementById('txtPolicyStartMonth').value > 12) || (document.getElementById('txtPolicyStartMonth').value <= 0))
	                {
	                    alert("Please fill in the correct month");
	                    document.getElementById('txtPolicyStartMonth').focus();
	                    return false;
	                }
	            if((document.getElementById('txtPolicyStartYear').value=="") || (document.getElementById('txtPolicyStartYear').value.length<4))
	                {
	                    alert("Please fill in the year on which the policy is to start");
	                    document.getElementById('txtPolicyStartYear').focus();
	                    return false;
	                }
	                
	            if(document.getElementById('txtPolicyEndDay').value=="")
	                {
	                    alert("Please fill in the day on which the policy is to end");
	                    document.getElementById('txtPolicyEndDay').focus();
	                    return false;
	                }
	            if((document.getElementById('txtPolicyEndDay').value > 31) || (document.getElementById('txtPolicyEndDay').value <= 0))
	                {
	                    alert("Please fill in the correct day of the month");
	                    document.getElementById('txtPolicyEndDay').focus();
	                    return false;
	                }    
	            if((document.getElementById('txtPolicyEndMonth').value=="") || (document.getElementById('txtPolicyEndMonth').value.length<1))
	                {
	                    alert("Please fill in the month on which the policy is to end");
	                    document.getElementById('txtPolicyEndMonth').focus();
	                    return false;
	                }
	            if((document.getElementById('txtPolicyEndMonth').value > 12) || (document.getElementById('txtPolicyEndMonth').value <= 0))
	                {
	                    alert("Please fill in the correct month");
	                    document.getElementById('txtPolicyEndMonth').focus();
	                    return false;
	                }
	            if((document.getElementById('txtPolicyEndYear').value=="") || (document.getElementById('txtPolicyEndYear').value.length<4))
	                {
	                    alert("Please fill in the year on which the policy is to end");
	                    document.getElementById('txtPolicyEndYear').focus();
	                    return false;
	                }     
	                
	                
	                
                if(document.getElementById('chbDisclaimer').checked==false)
	                {
	                    alert("Please check the disclaimer checkbox.");
	                    return false;
	                }
	            else 
	                {
	                    return true;
	                }   
            } 
            
            function MedicalValidate()
            {
                if(document.getElementById('ddlTitle').value=="0")
	                {
	                    alert("Please select a title");
	                    document.getElementById('ddlTitle').focus();
	                    return false;
	                } 
                if(document.getElementById('txtName').value=="")
	                {
	                    alert("Please fill in your name");
	                    document.getElementById('txtName').focus();
	                    return false;
	                }
	            if(document.getElementById('txtSurname').value=="")
	                {
	                    alert("Please fill in your surname");
	                    document.getElementById('txtSurname').focus();
	                    return false;
	                }
	            if(document.getElementById('txtID').value=="")
	                {
	                    alert("Please fill in your ID number");
	                    document.getElementById('txtID').focus();
	                    return false;
	                }
	            if(document.getElementById('txtDOBDay').value=="")
	                {
	                    alert("Please fill in the day of the month that you were born");
	                    document.getElementById('txtDOBDay').focus();
	                    return false;
	                }
	            if((document.getElementById('txtDOBDay').value > 31) || (document.getElementById('txtDOBDay').value <= 0))
	                {
	                    alert("Please fill in the correct day of the month on which you were born");
	                    document.getElementById('txtDOBDay').focus();
	                    return false;
	                }    
	            if((document.getElementById('txtDOBMonth').value=="") || (document.getElementById('txtDOBMonth').value.length<1))
	                {
	                    alert("Please fill in the month that you were born");
	                    document.getElementById('txtDOBMonth').focus();
	                    return false;
	                }
	            if((document.getElementById('txtDOBMonth').value > 12) || (document.getElementById('txtDOBMonth').value <= 0))
	                {
	                    alert("Please fill in the correct month on which you were born");
	                    document.getElementById('txtDOBMonth').focus();
	                    return false;
	                }
	            if((document.getElementById('txtDOBYear').value=="") || (document.getElementById('txtDOBYear').value.length<4))
	                {
	                    alert("Please fill in the year that you were born");
	                    document.getElementById('txtDOBYear').focus();
	                    return false;
	                }
	            if(document.getElementById('txtDOBYear').value < 1754)
	                {
	                    alert("Please fill in the CORRECT year that you were born");
	                    document.getElementById('txtDOBYear').focus();
	                    return false;
	                } 
	            if(document.getElementById('ddlGender').value=="0")
	                {
	                    alert("Please select your gender");
	                    document.getElementById('ddlGender').focus();
	                    return false;
	                }
	            if(document.getElementById('ddlLanguage').value=="0")
	                {
	                    alert("Please select a language");
	                    document.getElementById('ddlLanguage').focus();
	                    return false;
	                }  
	            if(document.getElementById('ddlMarital').value=="0")
	                {
	                    alert("Please indicate your marriage status");
	                    document.getElementById('ddlMarital').focus();
	                    return false;
	                }     
	            if(document.getElementById('ddlIncome').value=="0")
	                {
	                    alert("Please indicate your monthly income");
	                    document.getElementById('ddlIncome').focus();
	                    return false;
	                }
	            if(document.getElementById('ddlProvince').value=="0")
	                {
	                    alert("Please select your province");
	                    document.getElementById('ddlProvince').focus();
	                    return false;
	                } 
	            if(document.getElementById('ddlCity').value=="0")
	                {
	                    alert("Please select your city");
	                    document.getElementById('ddlCity').focus();
	                    return false;
	                }      
	            if(document.getElementById('txtContactTel').value=="")
	                {
	                    alert("Please fill in a contact telephone number");
	                    document.getElementById('txtContactTel').focus();
	                    return false;
	                }
	            var reg = /^([A-Za-z0-9_\-\.])+\@([A-Za-z0-9_\-\.])+\.([A-Za-z]{2,4})$/;
                var address = document.getElementById('txtEmail').value;
	            if(reg.test(address)==false)
	                {
	                    alert("Please fill in a valid email address");
	                    document.getElementById('txtEmail').focus();
	                    return false;
	                }
	           if(document.getElementById('ddlMedSchemeType').value=="0")
	                {
	                    alert("Please select the type of scheme in which you are interested");
	                    document.getElementById('ddlMedSchemeType').focus();
	                    return false;
	                }  
	           if(document.getElementById('ddlMedSector').value=="0")
	                {
	                    alert("Please select the sector in which you are employed");
	                    document.getElementById('ddlMedSector').focus();
	                    return false;
	                }   
	           if(document.getElementById('chbSubsidyYes').checked==true)
	                {
	                    if(document.getElementById('txtSubsidyPercentage').value=="")
	                        {
	                            alert("Please fill in the subsidy percentage");
	                            document.getElementById('txtSubsidyPercentage').focus();
	                            return false;
	                        }
	                
	                }
	            if(document.getElementById('chbCurrentScheme').checked==true)
	                {
	                    if(document.getElementById('ddlCurrentMedicalScheme').value=="0")
	                        {
	                            alert("Please select your current medical scheme");
	                            document.getElementById('ddlCurrentMedicalScheme').focus();
	                            return false;
	                        }
	                
	                    if(document.getElementById('txtPremium').value=="")
	                        {
	                            alert("Please fill in your current monthly premium");
	                            document.getElementById('txtPremium').focus();
	                            return false;
	                        }
	                    if(document.getElementById('ddlCurrentSchemeType').value=="0")
	                        {
	                            alert("Please select your current scheme type");
	                            document.getElementById('ddlCurrentSchemeType').focus();
	                            return false;
	                        }
	                
	                }
	            
	            if(document.getElementById('chbChronic').checked==true)
	                {
	                    if(document.getElementById('txtChronicCost').value=="")
	                        {
	                            alert("Please fill in the total monthly cost of the chronic medication");
	                            document.getElementById('txtChronicCost').focus();
	                            return false;
	                        }
	                   if(document.getElementById('txtChronicDetails').value=="")
	                        {
	                            alert("Please describe the chronic condition/s");
	                            document.getElementById('txtChronicDetails').focus();
	                            return false;
	                        }
	                
	                }
	            if(document.getElementById('chbOlder34').checked==true)
	                {
	                    if(document.getElementById('chbB42001').checked==true)
	                        {
	                        if(document.getElementById('chbPrevBelong').checked==true)
	                            {
	                                if(document.getElementById('ddlPreviousYears').value=="0")
	                                    {
	                                        alert("Please indicate how many years you have belonged to any medical scheme as an adult");
	                                        document.getElementById('ddlPreviousYears').focus();
	                                        return false;
	                                    }
	                                if(document.getElementById('txtPreviousScheme').value=="")
	                                    {
	                                        alert("Please list the scheme/s to which you have belonged");
	                                        document.getElementById('txtPreviousScheme').focus();
	                                        return false;
	                                    }
	                            }
	                        }
	                }
	             
                if(document.getElementById('chbDisclaimer').checked==false)
	                {
	                    alert("Please check the disclaimer checkbox.");
	                    return false;
	                }
	            else 
	                {
	                    return true;
	                }   
            }
            
            function ValidatePersonalInfo()
            {
                if(document.getElementById('ddlTitle').value=="0")
	                {
	                    alert("Please select a title");
	                    document.getElementById('ddlTitle').focus();
	                    return false;
	                } 
                if(document.getElementById('txtName').value=="")
	                {
	                    alert("Please fill in your name");
	                    document.getElementById('txtName').focus();
	                    return false;
	                }
	            if(document.getElementById('txtSurname').value=="")
	                {
	                    alert("Please fill in your surname");
	                    document.getElementById('txtSurname').focus();
	                    return false;
	                }
	            if(document.getElementById('txtDOBDay').value=="")
	                {
	                    alert("Please fill in the day of the month that you were born");
	                    document.getElementById('txtDOBDay').focus();
	                    return false;
	                }
	            if((document.getElementById('txtDOBDay').value > 31) || (document.getElementById('txtDOBDay').value <= 0))
	                {
	                    alert("Please fill in the correct day of the month on which you were born");
	                    document.getElementById('txtDOBDay').focus();
	                    return false;
	                }    
	            if((document.getElementById('txtDOBMonth').value=="") || (document.getElementById('txtDOBMonth').value.length<1))
	                {
	                    alert("Please fill in the month that you were born");
	                    document.getElementById('txtDOBMonth').focus();
	                    return false;
	                }
	            if((document.getElementById('txtDOBMonth').value > 12) || (document.getElementById('txtDOBMonth').value <= 0))
	                {
	                    alert("Please fill in the correct month on which you were born");
	                    document.getElementById('txtDOBMonth').focus();
	                    return false;
	                }
	            if((document.getElementById('txtDOBYear').value=="") || (document.getElementById('txtDOBYear').value.length<4))
	                {
	                    alert("Please fill in the year that you were born");
	                    document.getElementById('txtDOBYear').focus();
	                    return false;
	                }
	            if(document.getElementById('ddlGender').value=="0")
	                {
	                    alert("Please select your gender");
	                    document.getElementById('ddlGender').focus();
	                    return false;
	                } 
	            if(document.getElementById('ddlLanguage').value=="0")
	                {
	                    alert("Please select a language");
	                    document.getElementById('ddlLanguage').focus();
	                    return false;
	                }   
	            if(document.getElementById('ddlMarital').value=="0")
	                {
	                    alert("Please select your marriage status");
	                    document.getElementById('ddlMarital').focus();
	                    return false;
	                } 
	           if(document.getElementById('ddlIncome').value=="0")
	                {
	                    alert("Please fill in your monthly household income");
	                    document.getElementById('ddlIncome').focus();
	                    return false;
	                } 
	           if(document.getElementById('txtOccupation').value=="")
	                {
	                    alert("Please fill in your occupation");
	                    document.getElementById('txtOccupation').focus();
	                    return false;
	                }
	           if(document.getElementById('ddlEducation').value=="0")
	                {
	                    alert("Please select your level of education");
	                    document.getElementById('ddlEducation').focus();
	                    return false;
	                }             
	            if(document.getElementById('ddlProvince').value=="0")
	                {
	                    alert("Please select your province");
	                    document.getElementById('ddlProvince').focus();
	                    return false;
	                }
	            if(document.getElementById('ddlCity').value=="0")
	                {
	                    alert("Please select your city");
	                    document.getElementById('ddlCity').focus();
	                    return false;
	                }
	            var reg = /^([A-Za-z0-9_\-\.])+\@([A-Za-z0-9_\-\.])+\.([A-Za-z]{2,4})$/;
                var address = document.getElementById('txtEmail').value;
	            if(reg.test(address)==false)
	                {
	                    alert("Please fill in a valid email address");
	                    document.getElementById('txtEmail').focus();
	                    return false;
	                }
	            if(document.getElementById('ddlSmoker').value=="0")
	                {
	                    alert("Please indicate whether you are a smoker or not");
	                    document.getElementById('ddlSmoker').focus();
	                    return false;
	                }
	            if(document.getElementById('ddlLifeType').value=="0")
	                {
	                    alert("Please select the type of policy");
	                    document.getElementById('ddlLifeType').focus();
	                    return false;
	                }   
	            if(document.getElementById('ddlLifeAmount').value=="0")
	                {
	                    alert("Please select the amount of cover you require");
	                    document.getElementById('ddlLifeAmount').focus();
	                    return false;
	                }    
                if(document.getElementById('chbDisclaimer').checked==false)
	                {
	                    alert("Please check the disclaimer checkbox.");
	                    return false;
	                }
	            if(document.getElementById('txtContactTel').value=="")
	                {
	                    alert("Please fill in a contact telephone number");
	                    document.getElementById('txtContactTel').focus();
	                    return false;
	                }    
	            else 
	                {
	                    return true;
	                }   
            }